Business spend, made smarter.
We've made business spend smarter by combining cards, expenses and bill payments All-in-one with ultimate control and visibility for finance teams.
Boya by regulated licensed bank partners.
Trusted by thousands
of companies across industries at scale
All in one spend platform
We've made business spend smarter by combining cards, expenses and bill payments All-in-one with ultimate control and visibility for finance teams.
Control card spend at scale
You’re in control. Set spending limits, track in real-time, and block merchant categories. Limit staff spending with inbuilt policies to ensure everyone is on budget and confirm transactions via SMS. The Cards are accepted globally at ZERO fees, from online marketing spend, transportation, subscriptions, supermarkets, hotels, and restaurants.
Issue expense mobile money wallets
Stop sending mobile money to employees' personal phone numbers. Enable your teams to make mobile money payments directly from corporate wallets with in-built control and policies. Limit staff spending by only using the amount allocated to their individual or team wallets.
Automate expenses.
Save time
Automatically collect receipts compliant with tax laws and easily categorize with the right cost labels. Access every transaction instantly and know exactly who’s spending on what. Track your top-line spending or drill into any transaction in real-time on a single dashboard from any device.
Streamline vendor payments
Automatically collect vendor invoices and get them ready for payment with your custom invoice approval workflows to put budget owners in control of every transaction. With bank transfers, mobile money, and multiple currency support, you can make payments globally with a single tool.
Accurately close books
5x faster
Automatically reconcile transactions and receipts in one place. Receipts are captured in real-time on the mobile app, so you don’t spend days charging your teams for paper receipts. Boya will code and report the expense – no manual data entry is needed! Zero paperwork.
Sync with your accounting or ERP
Seamlessly create rules that map your expense accounts with Boya and use our pre-built direct integrations or custom exports to effortlessly integrate Boya transactions, invoices, and receipts into your existing accounting software or ERP like Quickbooks, Xero, SAP, Microsoft Dynamics, and NetSuite.
Spend management insights for modern finance teams
Perfect for any organization across all industries and stage