No paperwork.

There’s no paperwork and no complicated application process. Eligibility is based on factors like your expenses, transaction and history on Boya.

No paperwork.

Get the overdraft instantly.

We will allow you to pay for expenses when you have insufficient funds on your card. The fees are transparent and visible on each transaction.

Get the overdraft instantly.

Overdraft grows with you.

Transact more with Boya to increase your overdraft limit as you grow. Eligibility is based on factors like your expenses, transaction and history on Boya.

Overdraft grows with you.